Saturday, February 22, 2020

Life Span Human Development Essay Example | Topics and Well Written Essays - 250 words

Life Span Human Development - Essay Example Moreover, according to the Government of Saskatchewan (1999) there is also a multi-dimensional component insofar as the theory holds that there is a biological, cognitive, socio-emotional and spiritual dimension. From this perspective one could argue that a person could develop into a number of different paths owing to a number of different lifelong conditions. Without question the interaction of hereditary factors and the environment interplay with each other to produce differences in human development. According to Sigelman & Rider (2009) it is the case that one’s genes are patterned throughout our entire lifespan. Whilst many people have commonalities in the way we age and develop physiologically there remains a profound difference in the way we may develop on an individual basis. Some people may be more tall or short or perhaps athletic or sickly. These factors play a major influence on our development. Moreover, people put into different environments may develop different ly. For example people in an abusive environment may develop differently than people in a more nurturing environment. From this perspective there are a number of separate internalities and externalities that help shape who we are over the course of our life. References Government of Saskatchewan (1999) The Lifespan Perspective on Human Development.

Thursday, February 6, 2020

Financing the Short Term Obligations of The Business Coursework

Financing the Short Term Obligations of The Business - Coursework Example Sources of short term finances available to a business 1. Trade credit – this is also referred as suppliers’ credit, ledger credit or open book account. It is needed when commercial purchases are not to be cleared immediately. In this case the company holds an accounts payable for the amount it owes to the suppliers while in turn running business on not paid for bills. Trade credit varies in length, type of customers and terms prevailing in a particular industry. However, the customer has to forego any discounts that would have been offered on prompt payment. The company can resolve to one month single statement bill or even the open book; this is where they have an extra ten days to clear the bill (Guerard, 2007, 108). 2. Bank loans – companies source for commercial loans from banks in order to meet or cover temporary gross working capital needs. The loan can either be secured or nonsecured. Secured loans have a lien against a company’s asset e.g. invento ry, outstanding receivables et cetera, or a pledge of credit, to back the loan. Unsecured loans are issued depending on creditworthiness of the business. The cost of the loan varies with its size and rates charged on the loan. However, a prime rate is used as a benchmark for these types of loans. Other methods used are revolving line where money is lent on a recurring basis; letters of credit where the bank guarantees by writing, the payment of a company’s overdraft for a given period of time and for specified amounts (Gitman, 2003, 24). 3. Open market commercial papers – these are negotiable notes with maturities from a range of one to nine months which are floated on the market by big corporations. Commercial paper dealers sell the issues to pension funds, smaller commercial banks, corporations, insurance companies to raise funds. The rates on commercial papers are however, below the prime rate for loans. The advantage to the company using commercial papers for borro wing funds is that the issue is widely distributed in the national market. This frees the company from relying on commercial banks. 4. Finance companies and factors – large commercial companies are deemed as the departmental stores of the financial world. These companies have subsidiaries or branches where they practice direct sales financing. They are in close contact with dealers of their merchandise therefore can offer goods to be paid for on installments. Their rates are much higher than commercial banks. Factoring arrangements are based on an advance of funds to a company by the factor against an assignment of trade receivables. An agreement is signed between the two companies to govern their relation. This is usually on a continuous basis depending on the terms applied by the two companies. Nonrecourse factoring allows the factor to buy the accounts of the company and takes up the losses thereto. However, in recourse factoring, the factor does not take up the loss on ba d accounts. Either case, factoring charges are based on a firms daily balance, general interest rate, specific factoring agreement and outstanding credit (Guerard, 2007, 115). Question two a) Financing Mark and spencer uses short term borrowings from banks and medium term notes to source for funds. Trade credit has been used for meeting financial obligations. Morrison on the other hand, has applied trade credits, borrowings from banks to source for short term funds. b) Liquidity ratios liquidity ratios for Mark & spencer Current Ratio = Total

Tuesday, January 28, 2020

Case Study Stress Related Essay Example for Free

Case Study Stress Related Essay Michael is to 52-year-old male who was referred to me for memory problems. Michael stated that his wife has complained that he has become very forgetful lately. Michael also stated that he feels anxious due to the fact that his wife has threatened divorce, because he works too much and the thought that he may lose his job. He also explained that at times it’s very difficult for him to pay attention in class. He stated that his mind wonders allowing him to remember only main concepts and not the details of material. When an individual is experiencing problems which cause extreme stress and anxiety that Michael is experiencing it can cause memory loss and what psychologist calls â€Å"flowing consciousness†. When an individual receives new information it goes to the sensory memory where it is coded then to the working memory for temporary storage and manipulation of the task. The working memory is a combination of attention, concentration, short-term memory and has a limited capacity (Cowan, 2005). Basic structure and function of memory can be explained through what is called the stage model theory that was initially proposed in 1968 (Mcleod, 2007) The stage model consists of three stages: sensory memory, short-term memory and long-term memory (Clark, 2012). Sensory memory is the first stage of memory. Memories are stored here for a very short time approximately 3 or 4 seconds (Clark, 2012). Long enough for the information to be coded and sent to the short term memory (Clark, 2012). Short term memory is active memory or what you are thinking of at this given moment. It is also called the working memory (Ashcraft, 2001). Long term memory is information that is stored in memory, but mainly outside our consciousness (MRC, 1993). However it can be recalled through our working memory (MRC, 1993). The working memory has three components (Ashcraft, 2001. The main component is called the central executive (Ashcraft, 2001). It regulates and coordinates the flow of information within the working memory (Ashcraft, 2001). It also performs storage and processing functions. The second is the Phonological Loop (Ashcraft, 2001). This component stores verbal material (Ashcraft, 2001). The third is the visiospatial sketchpad  that processes material based on its visual and spatial characteristics (Ashcraft, 2001). There is significant evidence that stress affects the working memory (Luethi, 2009). For example, an individual’s ability to solve math problems, reading and retrieval of information from long term memory are all affected by stress (Luethi, 2009). Stress also affects an individual’s ability to accurately recall emotional events (Luethi, 2009). For example, the case involving Ronald Cotton and Jennifer Thompson who was convicted of rape and spent 10 years in prison, because of the victim’s misidentification. Cotton was later released due to DNA evidence (Thompson, 2000). â€Å"Psychological research findings show that many circumstances that lead to eyewitness testimony may be flawed and manipulated, says APAs general counsel Nathalie Gilfoyle† (Azar, 2011). â€Å"It is no longer enough to make a conviction in our legal system today, because it is unreliable† (Azar, 2011). The limbic system is the part of the brain that is responsible for memory as well as feelings of pleasure (Bailey, 2012). It consists of two large structures called the amygdala and hippocampus (Bailey, 2012). These two structures play an important role in memory. The amygdala determines what memories are to be stored and where they are to be stored within the brain (Bailey, 2012). â€Å"The hippocampus is responsible for sending memories out to the cerebral hemisphere for long-term storage and when necessary an individual is to retrieve them† (Bailey, 2012). Stress can be very harmful for the limbic system as seen in this case. Michael is experiencing several of the affects. For Michaels working memory to function properly it needs Michael’s ability to concentrate and be fully attentive and this is almost impossible when there is extreme stress. Michael is so stressed due to inward thoughts like his marital issues, the thought of losing his job, and memory loss which is a symptom of the stress and anxiety he is unable to give his full attention to anything else. He is only taking in bits and pieces of information, because of the stress and the thoughts that are causing the stress. Stress is the reason behind Michael’s memory loss. Michael also stated that it is difficult for him to pay attention and that his mind wonders. This is due to what is called â€Å"flowing consciousness†. The brain will use this technique to take a break from the concentrated attention that is being given to the stress related issues that Michael is experiencing so it can focus on storing information in his long  term memory. In other words his working memory gets over loaded and must shut down partially to store information from his short term memory to his long term memory. There are several strategies that would help Michael strengthen his memory for example, yoga, exercise, Keep a datebook for appointments and number one is to take care of his health and eat nutritious meals. The body cannot function properly when it is sleep deprived and is experiencing a lack of nutrients. We all experience stress in our lives at one time or another it’s almost inevitable – sometimes it just can’t be helped. But we can change the way it affects us. References Ashcraft, M. H., Kirk, E. P. (2001). The relationships among working memory, math anxiety, and performance. Journal of Experimental Psychology: General, 130, 224-237. Azar, B. (2011). Amercian Psychological Association. The limits of eyewitness testimony. Retrieved June 03, 2012 from †º †º December 2011 Monitor on Psychology Cowan, N. (2005). A Workout for Working Memory.Retrieved June 03, 2012 from †º †º September 2005 Monitor on Psychology Clark, D. (2012). Atkinson Shiffrin three-stage model of memory (sensory, STM, LTM). Retrieved June 06, 2012 from stage- mod Luethi, M., Meier, B., Sandi, C. (2009). Stress Effects on Working Memory, Explicit Memory, and Implicit Memory for Neutral and Emotional Stimuli in Healthy Men. Retrieved June 03, 2012 from †º †º Front Behav Neurosci †º v.2; 2008 Mcleod. S. (2007). Multistore Model of Memory- Akinson and Shiffren, 1968. Retrieved June 02, 2012 from MRC (1993). Cognition and Brain Sciences Unit.Baddeley, A.D. (1993). Working memory or working attention? In A. Baddeley L. Weiskrantz (Eds.), Attention: Selection, awareness, and control: A tribute to Donald Broadbent (152-170). Retrieved June 03, 2012 from †º †º Articles listed by year of publication Thompson, J. (2000). Common Dreams. I was Certain but I was Dead Wrong. Retrieved June 03, 2012 from Bailey, R. (2012). About.Com. Limbic System. Retrieved June 03, 2012 from

Monday, January 20, 2020

Medical Marijuana :: Medicine Drugs Essays

Medical Marijuana Marijuana has been hailed as a prescription for many ills and physicians once used it to stimulate appetite, relieve chronic pain, and treat asthma and migraines. But is marijuana really a medical miracle? If so, do its clinical benefits outweigh its drawbacks? Should we legalize marijuana? Is medical marijuana really worth the risks? These are the issues one needs to think about before making the decision to legalize marijuana. Marijuana is a drug that is derived from the dried and cut leaves of the hemp plant known as "cannabis sativa". Marijuana has a variety of street names such as "grass", "Mary Jane", "pot", "smoke", "reefer", "herb", and "weed". The active ingredient in marijuana is delta tetrahydrocannabinol (THC) (3). . Marijuana has been used throughout history and in many different cultures to change mood, perception, and consciousness (to get "high"). Its effects range from increasing creativity to provoking mystical experiences, to heightening the capacity to feel, sense and share. After alcohol, it is the most popular of what are called "recreational drugs." It has been used around the world for other purposes. In some primitive tribes of South America, Africa, and India, "cannabis" is used in religious ceremonies and for medical purposes. African mine workers have used it to ease the drudgery of their work and many Jamaicans use it at the end of the day to relieve fatigue. It has been use d as an intoxicant in various parts of the world for centuries and in the United States, for the most part the 20th century. Marijuana was first described in print in a Chinese book of medicine, "Herbal," in the 2nd century B.C., and was used in China as an anesthetic 5,000 years ago. The ancient Assyrians, Persians, Greeks, Romans, and East Indians used the drug to control muscle spasms, reduce pain, and to treat indigestion. It was commonly used in folk medicines in Africa and Asia. As early as 1611, marijuana was cultivated for its fiber in Jamestown, Virginia. In 19th century America, marijuana was used by the medical profession for treating spastic conditions, headaches, labor pains, insomnia, and menstrual cramps. It is still used as a medicine in the Middle East and in Asia (9). The controversy dealing with marijuana stems from the legalization of the drug for medical use.

Sunday, January 12, 2020

Coraline Book review

Coralline is a horror story featuring a family that has recently moved to a new house. Coralline, a young girl, detests the move. When she discovers a door in the drawing room, she becomes curious. When she looks the first time, there is Just a brick wall, but the next time she checks, there is a passageway to an alternate universe. Coralline starts to believe that she likes this newfound world more, but will it stay that This British novella takes place in a community in Britain in summer 2002. This is a horror book but isn't as frightening as other books.The main characters are Coralline Jones, Mrs.. Jones, Mr.. Jones, The Cat, The Other Mother, and The Other Father. The story is told in third person and focuses mainly on Carolina's adventures. The plot revolves around a young girl named Coralline traveling through a door in her house to an alternate universe that has other versions of her parents that try to take her from the real world. Coralline believes she likes it there at fi rst and wishes she could live there but soon finds the evil in her other parent's plans. There are two possible themes to this book.The first is be careful what you wish for and the second is it's hard to look past the surface when it looks so perfect. This book was incredibly interesting and very different from any horror book I've ever read. Although it didn't terrify me like other books might, it was written differently and had a very interesting plot. I would recommend this book to anyone looking for a new book or a good book to read. I read this book due to the interest In the movie that I saw when I was younger and I enjoyed It twice as much as I loved the movie. I would definitely recommend this to everyone.

Saturday, January 4, 2020

Sample Resume Lesson Construction Template - 1111 Words

Lesson Construction Template ELA8_SB_U5_L12_LC Introduction and Objective We live in a world where we constantly want more information about everything. If you don’t know something, we just â€Å"Google it†. Where do you think all of this information comes from and how is it all organized for print? Authors out there are finding the facts and presenting them to you, the reader. Link: Today s lesson objective is: Students will write informative and explanatory texts to examine a topic and convey ideas, concepts, and information through the selection, organization, and analysis of relevant content. Sometimes you will be given the task to research and write about a topic. Maybe you already have been asked to do this. Open your digital notebook and write down some strategies you might use to research and organize information about a topic in order to put it all in writing. Link: Instruction, Modeling and Student Activities Link: The purpose of an informative/explanatory report is to provide the reader with information or facts about a topic. Biographies, reports, essays, and even manuals fall under the category of informative/explanatory writing. 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Friday, December 27, 2019

A Never Ending Cycle Essay - 1721 Words

A Never Ending Cycle Johanna Fong Professor Sergio Gà ³mez Sociology 10 (#91263) Tuesday and Thursday 7:15-10:45A.M. Social Imagination The ability to look at issues and problems from a sociological perspective. Sociologist C.Wright Mills described it as an awareness of the relationship between a person’s behavior and experience. Conceptualization Over the last five centuries, African American people have endured violence and crime in many different ways. Today, law enforcement use full force when it comes to hurting others. Minority community subjected in violence by police in the United States. Sometimes even leading to death. This is a major concern for those minorities in the community. Racist violence and police brutality has controlled the racial African Americans and to give powers to the white race. They did this because of a few reasons. Forced the Africans to slavery and to have low wage problems. They wanted to get rid of social life with them, any conflict with the politics, and more. Police brutality has a strong effect on Americans today. This caused the blacks to have strong hatred towards the white Americans. Police sometimes today even back then feel that when he or she has a badge and gun gives them the right and make them feel above the law towards another individual. This violates a lot of human civil right s. Today we wonder why people act the way they do around police. They simply do not care and care about their human and American rights. JustShow MoreRelatedThe Never Ending Cycle1441 Words   |  6 PagesThe Never Ending Cycle Everyone has heard someone comment on poverty in the United States. Some people say, the poor have only themselves to blame for their situation. Or, why dont they get a job? This is the problem with society today; the different levels of the class structure have grown so far apart from one another they cannot even relate to one another. 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The love shared between Catherine Earnshaw and Heathcliff is definitely not hidden. The two are practically the same person, they even say they share the same soul. The only problem is one is a part of a nobility and the other adopted and forced to be a servant. Due to this, Cat herine and Heathcliff never get their happily ever after. Or do they? One of the majorRead MoreGreat Philosophers Like Adam Smith, Arthur M. Schlesinger Jr.1589 Words   |  7 Pagesseries of important historical events have been presented with having a starting and ending point, like that of a line segment. However, great philosophers like Adam Smith, Arthur M. Schlesinger Jr. and Sarkar have proven revolutions to be a buildup of cyclical events. Political, economic, and social events have a pattern that they follow and move as never ending cycles rather than having specific starting and ending points. Revolutions originate from a convergence of cyclical economic, political, and